Great question!

There are four main cost centers we like to point out to those who are in the market to buy a home.  Not just First Time Home Buyers ask this question.  We get this question from Move Up Buyers too!

1) Loan Costs - you need to budget to make a deposit for these to your lender.

2) Earnest Money - don't forget about this!

3) Inspections - a MUST in today's Real Estate world!

4) Utilities - lots and lots of properties have utilities shut off.  It's more and more important to get these turned on and you may have to turn them on yourself when buying a home.

These are a sample of the main costs when buying a home, but there are always more.  We can go over all the costs and create a plan for next purchase next time we meet.

Until then!